VERY disappointed in the Fed

The FOMC lowered the Funds rate AND the Discount rate by 50 basis points each (half a percent). The stock market has exploded to the upside. We are now about 300 points below the all-time high.

Don't look now, but this REALLY sets up the market for a hard fall. I really dislike being so "bearish" about things. But folks are pretending that things are okay, or that they're okay now that the rates were cut. They are not.

I hope that when the true correction comes it does not hurt too many people too badly. Remember October 1987?

35 reasons I love my wife

1. She is beautiful.
2. She loves me.
3. She forgives me.
4. She tolerates me.
5. She laughs at my jokes.
6. She is a fantastic mom.
7. She loves our girls.
8. She is a wonderful teacher.
9. She is a great cook.
10. She loves Jesus.
11. She is faithful.
12. She is thrifty.
13. She works harder than just about anyone I know.
14. She is unselfish.
15. She reads her Bible every day.
16. She is a great example for our girls for how to be a great wife and mother.
17. She gets and sends cards for all family events.
18. She enjoys the ZOE Conference as much as I do.
19. She is an excellent listener.
20. She is an encourager.
21. She is a gentle reprimander.
22. Her passions run DEEP.
23. She is committed to me.
24. She is committed to our family.
25. She has a gentle spirit.
26. None of your business!
27. My family loves her.
28. She goes to PBC for me and the girls.
29. She "blesses" the house every Friday.
30. She teaches other children with love.
31. She loves the Bible.
32. She is a great friend.
33. She has a wonderful laugh.
34. She has a beautiful smile.
35. She is continually striving to be more like Jesus.

Happy Birthday, my beloved!

Groove

I hope you all had a wonderful Labor Day weekend.

It's time to settle into a "groove" for the Fall. We will have several events coming within the next few weeks also. Natalie's birthday, Rachel's birthday, our trip to ZOE among them.

I have 3 more classes in Raleigh and that will be done. It's hard to believe I'm 3/4 done with that class! Fantastic info, and I am very eager to begin the process of moving toward complete financial independence!